Thursday, November 4, 2010

What kind of health insurance do you need for cosmetic dentistry?

Im thinking about getting veneers when I return home from my deployment, and tricare prime doesn't cover cosmetic dentistry. What kid of health insurance do I need to actually get the procedure done?
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No insurance will cover cosmetic procedures. The only time an insurance may pay for it is, if your front teeth have a a major defect. Then the procedure should be pre-approved by the insurance by sending a pre-determination and narrative to the insurance. The dental office would have to do that for you. Tricare Prime is your medical coverage, United Concordia covers the dental portion. If you are active duty, you will not have United Concordia at this time.
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