Do the athletes themselves have to make copayments and such as that for their own surgeries,doctor visits,etc. like the rest of us do? What about the coaches? Is it the same for them? If I can get some answers from anyone who has worked with health insurance,good!
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I worked for a large insurance company that happened to provide benefits to 2 NFL teams and 1 MLB team. However, the players themselves were not covered by the "team" policy - I think that the NFL player's union coordinates the benefit plan for the actual players and their families. (like how other large unions coordinate benefit plans for union members) The coverage we provided was for employees of the organizations who would not have been members of the players union, and also - in the case of the baseball team - the minor league players. But, in general, the sports teams that we covered (minus the players) had better than average benefits, compared to some of the other companies who had coverage through us. I'd suspect that the players have pretty good coverage too, because job performance is so closely related to their health.
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