Okay, so I teach at a charter school in Texas that carries TRS Blue Cross health insurance. I just got offered a job at a public school that also carries TRS Blue Cross health insurance. Will my insurance carry over without a hitch, or will preexisting conditions no longer be covered?
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As long as you go from one group policy to another, with no lapse in coverage, or a lapse no greater than 63 days, preexisting conditions cannot be excluded. If you have a lapse greater than 63 days, they can exclude preexisting conditions, regardless of who the carrier is.
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