I had applied for health insurance after I couldn't stay on my parents' policy and I ended up being denied because of past illegal substance use that was recorded in my medical record. I ended up getting insurance using the COBRA law, but it's pretty pricey. I'm now up for health benefits through my job and I was wondering if there's a chance I'd be denied health insurance through my employer. Anyone with personal experience with something similar?
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You will not be denied on any group policy. If there are any health concerns that can be traced back to the drug use you may have a waiting period before those conditions will be covered but that will depend upon what those conditions are and the insurance company.
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