Tuesday, November 2, 2010

Health insurance?

I need to get health insurance through the state where do i start?
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I had to do the same thing. You need to go to your local DHS (Department of Human Services) or FIA(Family Independence Agency) office. It goes by what county you live in usually. You fill out a lot of paperwork and wait for hours before you talk to someone! It takes up to 45 days to be accepted( and usually it takes ALL 45) for insurance, don't worry though you shouldn't be denied. They usually give you a piece of paper when you leave the office that's a "garauntee of payment" which you can use to see the doctor before you are accepted. No where I tried would accept that paper. But don't get upset or worry about it (I did) it will be fine! With the state you can back-date up to 3 months. So, you can see the doctor without worrying because even if you get a bill the state will cover it once your insurance goes through. It's a lot of paperwork and can be very confussing but it's worth it.
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