Is pet insurance worth it? if so which is the best one are there any like people health insurance?

whats up with the reimbursing when i go to the doctor i pay twenty bucks and thats it is there one like that for pets?
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My mom pays about $500 a year to cover two cats. I believe it's called Veterinary Pet Insurance of America or something like that. Now that may sound like a lot but one of the cats did catch feline anemia and that treatment was expensive. Another cat was attacked by an outside cat and had to have an abscess drained. I don't know what pet you have but a lot of cats and dogs can live past 15 years and if you want to take care of them in their elderly years pet insurance might be worth it. On a side note pet obesity is about as epidemic as Adult Human obesity. Type 2 diabetes rates are growing in many of our overweight pets.
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