I'm thinking about signing up for it but my question is... If you don't use the money you put into it, do you loose it by the end of the year? Is there a way to get it back if the insurance is cancelled?
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It's use it or lose it, for sure. We do this. You have to be careful to only take out of your paycheck what you think you're going to use. If the policy is cancelled, you can STILL submit paid receipts against what's in the spending account. If at the end of the year you still have a lot of $$ left, it's time for everyone in the house to buy new glasses!
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