What are the criteria to select the best health insurance for a family at a best price (we live in Florida) and work independently
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You need to understand the following: Total annual out-of-pocket. The higher the deductable the lower the monthly premiums. Ask about the inside limits on benefits. Finally the life time maximum of the policy. (at least $2mm but don't pay for any higher because it is unlikely that anyone would live beyond that amount.) Remember that health insurance is about financial protection. You need to understand how much self insurance you can stand. Call an agent and look into an HSA product.
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I wanted to know about this important fact and finally found some good points that will help me out in making a better selection. Thanks for posting the criteria to select an effective health option.
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