Sunday, July 17, 2011

Health insurance for retirees? We currently live in Hawaii and want to retire on the mainland, but...?

is it possible to get health insurance on the mainland as we would have to cancel our current carrier who only writes in Hawaii. For those who reside in Hawaii there is a HMSA 65C plus plan for those individuals who had a HMSA health insurance plan while working, but once they retire they can switch to their 65C Plus Plan. It's like a supplemental insurance to go along with your Part A and B. But you only get that if you have had insurance with them prior to retirement and then you transfer it over to their supplemental plan after you start collecting social security. I know in Oregon Providence Health Care has something similar, but again I belive only for those people who had insurance with Providence Health Care prior to retiring. Any suggestions?
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What state are you considering moving to? Because insurance is state specific, the only resources I can offer are pretty general. Check with AARP. They have decent gap plans all over the country. You can also check www.medicare.gov for a list of Medi-gap plans in your area.
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