we are on each others insurance? He says it doesn't cost him anything for his so why should he cancel it. I just don't want some big discrepancy between the insurance companies when there is a claim to be paid.
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Dual insurance is a great option to have. It doesn't take much to use up your entire years maximum. I have dual insurance and used up my maximum on both plans this year and still ended up having to pay nearly $2000 out of pocket. (3 root canals and 2 fillings) I still haven't been billed for the crowns yet which will be another $3000 out of pocket. So I recommend stay on the safe side for the minimal expense and get the dual coverage. Edit: You only need one health plan for coverage, but I'd stick with the dual dental. Its cheap.
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