Tuesday, May 17, 2011

Does anyone know of a good inexpensive health insurance for a single person?

health insurance
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There is no one company or plan that is best for every person in every situation. If you visit a local independent agent you'll be able to compare the hundreds of policies available in one place. The agent knows the market in your area and can find the best plan for your situation and budget. The plans and premiums are exactly the same whether you go through the agent or buy directly from the company. You may get answers here concerning medical discount plans. Be very wary of these plans. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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