I'm relatively sure that is not but I haven't the slightest how it works in those regards. I am currently a dependent and my insurance is through my father's employer. It's a hot topic at the moment and I'd like to know what's wrong with it?
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No, insurance is not a commodity. Gold is a commodity and no matter where you buy gold or in what form it comes, it's still gold. Granted there are different grades of gold, oil, wheat, etc...but insurance is not a commodity. Insurance is a contract and a promise to pay under certain circumstances.
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