My father had a rare condition and one of the few places in the country that was experienced in treating it wasn't in our network. The insurance said they wouldn't cover it if we took him there, so we couldn't afford it and so we had to take him elsewhere and they didn't know what they were doing and he died. I think everyone should be able to go to whatever hospital or doctor they choose. Goodness knows we pay enough for the stupid insurance!
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Honestly, I think Health Insurance is a scam, for the most part. Even if you do have health insurance, you've still gotta pay the premiums, co-payments and deductibles. God forbid something does happen, the insurance company only covers a small fraction on the costs, if the illness is covered under the contract. Otherwise, your claim will be DENIED. Don't forget about all of the medication you'll have to spend hundreds on dollars on. You said that the caretaker(s) "didn't know what they were doing..." and as a result of that your father passed away. I would talk to an attorney and sue the hospital for negligence. My condolences to you and your family. If you haven't already, go see the movie Sicko, directed by Micheal Moore. (yes he is bias, but theres still truth in what he says)
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