My older bully (only 2 years old) has really bad allergies and we have recently had to pay about 1000 dollars for allergy tests and allergy shots. We are worried about the new puppy (3 months old) because of his probs. I am wondering whether it is cost effective to get insurance for her. I looked up the AKC insurance and the complete package was about 55 dollars per month.
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It may be difficult to get pet insurance that will cover your older bully's allergies. This would likely be considered a "pre-existing condition" that would probably be excluded. It would be worth it to check before buying a policy. It should be okay to get a policy that will cover the puppy as he has not had the allergies yet, and thus wouldn't be excluded. It would be worthwhile to check with the insurance company you choose to see if there would be any problems with the coverage. It's really worth taking some time and shopping around before you buy a policy. Many companies offer policies that have different types of coverage. The last thing you want is to discover you aren't covered for something you think you are. As you narrow it down to a couple of companies, I would invest the time in calling each and asking more specific questions and maybe even ask how coverage would work for a specific condition.
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