I haven't been to the doctor's office in over eight years because I'm in such good health. Is it really worth spending $55 every pay period for something that I've never used? It seems like so many uninsured Americans are doing fine. I feel like I've been cheated out of $10,000...I could've bought a lot of other things with that money!
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It's tempting to go without insurance, and I have for a few months at a time, here and there. But there are two things you should realize about not being insured - 1. Obviously, a sudden injury or accident can bankrupt you because a couple days in the hospital and some expensive time with specialists or a surgery can cost 40,000 dollars or more. This is for only 3 days in the damn hospital. 2. When the doctor and hospital find out that you are uninsured, they will treat you like a subhuman. They will not help you except to keep you from dying on their doorstep. They will however shun you and scoot you out the door as soon as possible, even if they are forced by law to spend 40,000 dollars on you, they won't help you more than they have to, and it could KILL you.
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