I want to change my plan (within the same insurance company). I just enrolled, but would like to switch to a cheaper plan. This is not through my job; I just enrolled on my own. Can I change now, or am I tied in? Thanks!
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The best place to go would be to the Member Services department of your insurer. They will be able to assist you making a plan change (typically a reduction of benefits will be allowed, while an increase of benefits will require you to go thru underwriting again.) Every carrier has different requirements and rules (some say that you must be on your current plan for a minimum of 6 months).
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