Wednesday, March 23, 2011

Can anyone explain the copay option in my health insurance?

My United Healthcare insurance policy states that i have to pay a Copay of $35 for History and Exam for my primary and specialist doctor. Does it mean that i only have to pay that amount every time i visit the doctor?
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yes, more than likely the $35 is your standard co-pay for any dr visit. emergency room visits are usually more like $100. as long as any blood work, xrays, stress tests, etc are done in office that should be all you have to pay for the visit. the copay usually does not go toward your deductible though,so if you have to have surgery you will have to meet your full deductible.
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