My health insurance expired on May 31st. I was hospitalized on May 30th for cellulitis.? My doctor released my from the hospital on the 31st and put me on in home IV antibiodics. Since the diagnoses and preapproval was given by the insurance company before expiration, will the insurance have to continue to pay for this approved treatment?
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No. Coverage ceases at 12:01am on May 31st. That means you'll pay for the time you were in the hospital on the 31st, and any services you received on the 31st. Pre-approval doesn't mean that you have coverage even after your policy cancels. Sorry.
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