Tuesday, January 4, 2011

Why do we spend billions on supporting insurance dealers? When this money should go into a health care fund.?

I don't want health insurance. I want health care. Billions of dollars are wasted on excessive salaries for insurance exec. And the entire industry has employees from sales to bean counters. If we illiminated the insurers we all could get health care. If We pay taxes we should get health care. Not health insurance.
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~~I agree 100 percent. And Medicare is not ran at a higher cost. Their admin overhead is much lower than private insurance.. No ridiculous paper work required, a doctor is allowed to treat and bill, that's it. Private insurance has case managers for everything so all doctors do is spend hours doing form after form, instead of devoting this time to patient care. Medicare is not in trouble from overhead head costs, it's in trouble from funds being diverted by the previous administration. Also, because of the ignorance in this country that a pill fixes everything instead of people taking or needing medication from unhealthy lifestyles. It's our citizens which are losing and we are paying a huge price already in taxes for this out of control health care system. It accounts for 85% of bankruptcies, that alone is a huge red flag! The one thing every person in a country such as ours should be assured of is health care, and the government has done very well by it's programs. There is a huge difference I understand from being an agent and actually dealing with one nightmare after another in trying to receive a payment on a patients claim. It has patients stressed and worried, and every doctor's office has to have way too many hands to handle the incredible amount of paperwork, for all insurances except medicare! I was a biller for 11 years, and believe me I saw it all. The insurance companies we have now, are in the business of trying not to pay the claim. Medicare pays their claims, and it runs as smooth as silk. Unless we get a single payer option, health care will be out of reach for the majority of us in the very near future.
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