I have pretty much no knowledge of health insurance. So, if when you find out your pregnant does your insurance automatically add maternity at no additional cost? or is it something that has to be included in the plan already before becoming pregnant? Any help would be appreciated.
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It has to be signed up for before becoming pregnant and in many cases you have to wait certain period of time before becoming pregnant in order to have coverage. It's called waiting period. Insurance plan that has maternity coverage is usually around $100 more or so. These is if you have private insurance. If you have insurance through your employer, it's different story and for best answer inquire from your HR department on maternity benefits.
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