Auto insurance doesn't cover oil changes, why should we need health coverage just to get a check up?

Why is the emphasis on lowering health insurance costs instead of lowering the price of health care? When I was growing up (70's and 80's) insurance was for "just in case" like car insurance only covers you for accidents. You don't need insurance to pay for an oil change, so why do is health care allowed to be so expensive that you need insurance just to get a check up?
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You don't have to have health insurance to get a check-up. Just like you said, car insurance doesn't pay for oil changes, but YOU have to pay for it, maybe $25.00. But if you get a complete check-up on your car, such as computer anaylsis, you may have to pay $150.00 - $600.00. The oil change and computer analysis on my car costs close to $600. I think you can get a physical check-up for less than that. If you don't have insurance, YOU have to pay for it. Healthcare is very expensive. Here are some of the reasons: Doctors and hospitals have to be insured with medical malpractice insurance. For a specialist, that coverage could cost as much or more than $100,000 per year. The hospitals medical malpractice insurance is greater than that; in the millions. Doctors have to earn a good living just to pay the insurance, in addition to their living expenses, student loans, etc. All the technical instruments that hospitals and doctors use are very expensive in this day and age of technology. Some are valued in the millions of dollars. Somebody has to pay for those. Some medications are extremely expensive. I'm a cancer patient. So far my medical bills are nearing $750,000. My chemo treatments are over $20,000 per month. Thank God for insurance. Remember, this is not the 70's and 80's, so doctors and hospitals are not using 70's and 80's technology. BTW, an oil change in the 70's was about $6.00.
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