Im looking for insurance for my sister. Shes 20 and we need to get her inurance asap. I need something that has the most mental health visits availabe (maybe unlimited) as she is what we believe to be anorexic and needs to see a therapist. Ive tried ehealthinsurance and a couple other websites but its of no use. Does anyone know which health insurance company offers the best coverage for this no matter the cost?
--------------------
Probably the best plan would be a group policy through an employer because mental health is a big red flag with the insurance companies. Treatment can be very expensive and often doesn't work, so any company that would accept her may not cover her mental conditions as a pre-existing condition. Also, anorexia is a decline with most companies unless she is fully recovered and treatment free for a period of time up to 5 years. Contact a local agent that works with all of the major companies in your area. The agent can find out which companies may cover her and on what terms. There is no extra charge using an agent. Don't even try to do this without an agent. A history of declines with different companies is also a red flag.
Source
No comments:
Post a Comment