Thursday, December 9, 2010

What is the age when you are dropped from your parent's health insurance in the USA?

I'm 21 and I just graduated college with my Associate's degree for now. Just wondering! Does being in a school make a difference for being on the health insurance also?
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At 19 (19th birthday) you are ineligible to be on your parent's insurance unless you are a full time student. The specific insurance determines when you are no longer eligible if you are a student - it's typically your 23-25th birthday. If you are not attending school right now, you need to get individual coverage or take the COBRA insurance, if you are eligible for that (different states, different rules). If you are in good health, individual insurance should be inexpensive. If you return to school, you can probably rejoin your parents insurance.
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