coverage in order to reduce the massive costs of health insurance. we are insured through oxford health. i am the sole provider for a family of four. we are all healthy at the moment. if the doctors we use now are all in network, how could this type of coverage wind up hurting me? could I wind up taking a massive hit financially as a result of having an insurance plan with no out of network coverage? how much of a risk is this?
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If you only ever use in network coverage, this won't hurt you. If, though, you ever go on vacation, or travel in any way, it could hurt you a way lot if something happened while you were away from your network area. Just look at your last five years or so of claims. How many of them are "out of network"?
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