I received a health insurance card in the mail with the group name of my university. I've read why they are making students have insurance (the reasoning of which is completely asinine) but I don't understand how they can enroll you in a plan without your knowledge, let alone permission. Doesn't that break some kind of HIPAA rules?!
--------------------
Read the fine print: Nothing is free. Obtain a breakdown of your fees and likely you will find that you paid for this. Most schools have opt-out plans where they will refund that money if you can prove you have comparable coverage. However, there are deadlines to meet. Remember that, to a certain extent, the university is responsible for you. This may be part of their liability coverage. Of course, this is the natural order for most schools. You may wish to talk to your student union. In most cases, the student union are the ones responsible for interactions with group plans and pick the company and/or coverage that is purchased for all students. Lastly, students are notorious for not reading all of the information that they are expected to know. When was the last time you read every policy or every page of your academic calendar? It's a lot of information but it is available to you. Like the law, the school will not usually accept ignorance as an excuse.
Source
No comments:
Post a Comment