Saturday, November 6, 2010

Should health insurance premiums be discounted for those who prove a healthy BMI?

I work for a large health insurance company. Our records show the correlation between higher BMI and higher disease rate. Obesity is the #1 cause of disease. Should those who can prove a low BMI by a certificate from their doctor be given a discount on their health insurance premium? This would basically mean that overweight persons would be charged more unless they can lose weight, go to an inpatient treatment facility to lose weight, or prove that their obesity is irreversable.
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they do...thats why every health/life insurance application asks your height and weight. personally i think BMI is not reliable. if you were to just go by the numbers then a 5'11" bodybuilder could have a higher BMI than a 4'11" obese person.
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