Saturday, November 6, 2010

Is there any general health insurance coverage for people with Multiple sclerosis?

My wife was diagnosed with R/R Multiple sclerosis a couple of years ago. We were living overseas and had company provided insurance at that time. Our insurance was dicontinued when our employment ended. We have moved back and are looking for Health insurance here. We tried Cobra but the lapsed time was more than 6 months between coverages so we were declined. Are there any other options?
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Don't bother with that guaranteed issue bit the other guy recommeded. 'Limited coverage ' is defined as $100 a year for doctor visits and $1,000 a year for surgery. She won't get out of it what she pays in. Her best and only hope is Medicare, when she turns 65, or after she gets declared disabled and goes on SSDI.
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