Just out of curiousity, I was wondering about health insurance for a dog. I have heard about it and wondered what exactly it covered, such as basic vet visits, or if it was more for accidents that may occur with your pet. Do you think it is worth it?
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Each company has different "plans" Some are basic, and cover specific, emergency type issues only and may cost around 10.00/month. You can get premium plans that may be around 50-60/month but include rebates for annual checkup/vaccines/spay/neuter, etc etc. I've worked at an emergency vet clnic for 10 years. In my opinion, is it worth it? Yes, definitely. Even if it's just the basic plan. Unless you can ensure you will have funds available in the event of an emergency at all times or plan to set a bit of money aside each month in a separate account. Insurance allows you to get the best recommended treatment without having to compromise your pets' health. You may feel better being able to afford doing all you can for your pet testing wise in an emergency situation. Now, that being said, most companies make you pay the veterinarian first, who in turn fills out a claim form, and then you are reimbursed. I'm not sure which area you are in, but call your local vet clinic and they can recommend a couple of good companies for you to research. Good luck!
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