Shouldn't a healthy 20 year old be allowed to not buy health insurance for a few years?

That's not risky.
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It's not risky? Do you realize how many E.R. visits are currently paid for with TAX MONEY because these "healthy 20 year olds" think they are invincible? They still go to the E.R. and the doctors are legally required to see them, even if they don't have insurance. How do you think it's paid for now? Personally, I don't want my tax money to be wasted like that because I believe in fiscal responsibility. Our current system is horribly inefficient.
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