Monday, July 18, 2011

How can our teen get health insurance in California?

He's 19 and a part-time student. so he no longer qualifies for our Kaiser Permanente coverage. We seemed to have missed the deadline to cover him by COBRA. In a few months he'll be taking full-time classes again, so he can go back into Kaiser, but knowing him he'll catch the flu or Dutch Elm Disease or something just to bug me. Is there any affordable way to get him covered for the next few months? Would he qualify for Medi-Cal (Medicaid)?
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If your son is in college, you may want to check out health insurance programs that are written through his school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if his school is participating, go to www.UHCSR.com and enter his school name in the search box. He might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
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