Monday, June 13, 2011

Does one have to get their health insurance in the same state they are licensed to drive?

If so, why?
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You can only purchase health insurance in your state of residency. The policies from any company can differ between states and not all health insurance companies are licensed in every state. Premiums are also different by state and even zip code because health care costs vary. An insurance company can decline a claim if you are in a different state. Also, if you were to get a health policy in a different state you may not be able to use it because there may not be a doctor network in your state. If you are a college student it's a little different; you should get a policy through your college or from a company licensed to do business in your college state since you are there most of the time.
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