What options exist for someone who works in a strictly CASH business, isn't married and needs some kind of Health Insurance? The cost would need to under $300.00 a month. Do all these companies ask to you to provide the details of your income? Thanks for any suggestions.
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The only time health insurance is worried about your business information is when you apply for group coverage. In order to obtain group coverage you need at least two employees and you need to file a quarterly wage and tax report. If you are looking for individual coverage your cash business will not be of interest to the insurance company. You should try using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. The Health Savings Account would be something to look into.
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