do both my husband and i have to fill out separate applications? or can i add him on my form?
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You really need to ask the person who gave you the form. However, in most cases if you are getting on the same policy you only need one form. If it's an individual policy there will be places in the health questions for both people and a place to put the spouses' name and DOB. If it's a group policy there may or may not be health questions and if there are, there may or may not be questions for both people, but there still should be someplace to name the spouse. If there is not you may or may not need two applications. Again, it depends upon the plan and the insurance company so you should ask them.
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