We (me & my husband) are covered under Cigna insurance with 840/month premium (no deductible/no co-insurance) thro' employer. We are completely healthy. I wonder if we are paying too much. I am now pregnant and want to change to BCBS 650/m premium (no deductible/20% coinsurance/ max outof pocket 2500/person). Will it be wise to change?? Please advice.
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Being already pregnant you will be unable to change unless the BCBS is also a group plan through an employer and you have an open enrollment period which would allow a change. No individual insurance will accept anyone if anyone in the family is currently pregnant.
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