Sunday, May 8, 2011

What is the best self-employed health insurance for PA?

Any guidance is greatly appreciated. My husband and I will be on it, we have no employees. I am under physicians care for a variety of health issues. -Thanks
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You need to visit a local independent agent that works with all the major companies. The agent can work with you to find the best plan for your situation and budget. You said you have medical issues. Depending upon what those issues are you may have a problem finding a company that will accept you. If they do, there will be waivers, riders, or waiting periods before the company will cover those issues. This is why you need an agent. The agent can talk with the underwriters from the different companies to find out what the possible underwriting decision may be. There is no one best health insurance company. The best company for you is the company you want to go with. Nobody here can tell you which company is best for you because we don't know you or your health issues.
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