Friday, May 20, 2011

In California under what circumstances can a private health insurance company cancel an policyhoders coverage?

Can a private health insurance company cancel a policyholder's coverage at any time for any reason? If not then under what circumstances can an insurance company cancel a policyholder's coverage? Are there Federal Laws that govern this? What about state laws specifically in California?
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I hate to tell you this, but insurance companies can do what ever they want...I hope you read your summary of benefits and the contract you signed. I suggest you get the book "Healthcare for Less" by Michelle Katz at your local BArnes and Noble...it will help guide you through the process and help you find cheaper ways to pay for your healthcare that you may not even realize is at your fingertips!!!!! It also gives websites that are very helpful and may be able to help you with your situation....one website mentioned in the book is www.naic.org that may be helpful when it comes to this......I this helps.
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