How much do you pay for health insurance in College?

For single student, how much premium per year? and deductable? can it be covered by your parents even you are 30 yo? do you need to pay additional for optics?
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Generally, health insurance is covered through your parents, so long as they opt to leave you on there. Also, often you need to be considered a dependent of your parents and leave your permanent residency as their house. Health care through your parents usually ends when you turn 23-25 years old, depending on the plan. If you're 30 years old, there's almost no way you will be covered through their plan, and you will have to buy your own insurance. Your parents can pay for this if they want, but they can't include you in their work plan. Yes, vision insurance is totally separate from health insurance. VSP is the main provider I've seen for this. You can buy this if you want it, google VSP. Your premium and deductible are choices you have to make. I would suggest researching what insurance your college offers or recommends, and also google search the local blue cross blue shield insurance in your area, and google search for student health insurance plans. Be careful to look into prescription coverage if you have or expect to need prescriptions, because some plans are screwy on what amount they cover and what specific drugs they will cover. Also, try to pick a plan that's centered in your geographic region (preferably with hospitals and doctors considered "in-plan" by where you live), and if you have a primary doctor, make sure that doctor is covered under the plan. If you're healthy most of the time and don't go to the doctor much, you don't to need go for the lowest deductible possible, but try to keep your deductible under $1,000.
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