It seems so complicated. I'm just a 19 year old who doesn't have much money who needs to be covered for emergencies and if I get pregnant. If I need a doctor's visit or an inhaler refill, I only want to have to pay a co pay. If I understand correctly, do I choose the plan with the lower deductible? Is it better to choose smaller insurance companies as opposed to a big company like Blue Cross Blue Shield? Can my monthly payments go up if I get hurt, like with car insurance?
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