My husband was laid off and we went on cobra, in the mean time we found out our son needs tubes in his ears. The surgery is September 3rd and now my husband got a job and insurance will go into effect Set. 1. We are worried that they may consider this a preexisting condition and that our doctors may not be in the new network. We are wondering if we may have to reschedule the surgery for when we are more established with the new insurance.
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As long as you keep the COBRA until the new plan goes into effect, then it's not considered a preexisting condition. You don't need to keep two plans. You'll have to see if the docs are still in network, though.
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