Thursday, May 5, 2011

Does anyone know where I can get Health Insurance that covers pre-existing conditions?

I need insurance for my son who has asthma. We live in Arkansas. Any suggestions? My husband and I make too much money to be eligible for Medicaid (AR Kids).
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You do not want to use a discount card or some other scam that is posing as a real health insurance plan. Not all health insurance companies handle asthma the same way so be sure and speak with an independent Arkansas health insurance agent that can work with many different companies. The best bet is to compare quotes from at least 5 different companies and choose the one that will best meet your needs. Asthma is not necessarily a "guaranteed declineable" type of pre-existing condition like cancer, heart disease or some of the more serious things. Here is some more information on pre-existing condition health insurance plans and also some information specifically on Arkansas health insurance options:
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