My boyfriend quit his job a month ago, and I believe he can continue his health coverage through COBRA. How much would a doctor visit cost for a single person? How much will COBRA cover for a visit and a skin biopsy? We know that he will be paying 280 per month for continuing coverage.
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COBRA is the extension of the health benefits your boyfriend received from their former employer, so the cost of the doctor's visit is the same as it was when your boyfriend was with his employer. The part that changes the most when someone goes on COBRA is that he/she is paying 102% of the health plan's premium, which includes the entire premium plus 2% for the administration of the plan. When your boyfriend worked for his former employer, he was probably only paid a fraction of his health premium. Has your boyfriend explored other health options? COBRA is a valuable option for many (especially those who have pre-existing health conditions), but the premiums can be very expensive - often more than employees can afford. At eHealthInsurance.com, where I work, you can get free instant quotes and compare benefits for a broad range of health insurance plans available in your area. We even have a site for people to learn about their options outside COBRA, called www.COBRAlearning.com. If you have any questions about the switch from COBRA to an individual plan, you can reach one of our licensed agents at 1-800-977-8860. Amir M, licensed agent.
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