Wednesday, March 9, 2011

What are options when health insurance coverage is cancelled?

My daughter recently lost her job and a few days later needed to be hospitalized. The hospital checked her insurance coverage and told us it was okay. We have since been called by the hospital and apparently the company my daughter worked for cancels insurance the same day you are terminated, so her hospitalization was not covered. She is 21 and unemployed. We live in Texas. What options does she have to get these bills paid? Or who can we call for assistance? Any help would be greatly appreciated!
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First I would check and see if your daughter had paid premiums through her employer that would have kept the policy in force for a week or two after she left employment. Then contact the employer and take the COBRA option. Don let time slip by on this one. You daughter may have already declined COBRA some employers get you to sign the paperwork as you leave. Check out this for more COBRA info http://www.dol.gov/ebsa/faqs/faq_consume…
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1 comment:

  1. Should be state continuation plans or COBRA available to her. She should have a 30 day grace period on her work plan.

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