Some employers are offering discounts to employees who promote a healthy lifestyle, like no smoking, maintaining a healthy body weight and exercise, in order to control the cost of health insurance. Is this type of cost controlling incentive a good thing or bad?
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Legally, they cannot discount INSURANCE rates. That's rebating. They CAN choose to pay certain employees extra - however, that could end up costing them a LOT more, due to discrimination laws. Is it good to control the cost of health insurance? Yes. Is it bad in our extremely litigous society, to practice such discrimantory behaviors? Yes. Bottom line - it's going to cost the company more.
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