because of the pre existing condition, or are they required to take you because it's through your job? i've been denied by every health insurance i've applied to because of a small pre existing health condition, and am desperate for coverage.
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As previously mentioned, if you have a pre-existing condition you likely won't get coverage for anything that might be related to that condition. They may not decline you altogether, they may just deny one specific claim (depends on the condition). As far as your additional details, one thing you need to understand: They will still treat you if you have a pre-existing condition, but you just have to front the money, rather than having an insurance company pay for it. No one is especting you to just let yourself die, they are just expecting you to pay for the treatments.
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