and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?
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You want health insurance companies to increase payouts and reduce rates, but offer no idea of where the money will come from. Such a plan will bankrupt insurance companies or cause them to get out of the health insurance business. Bottom line, the cost of health insurance is what it is. You pay for it or your insurance company pays for it. If the insurance company pays for it, that money must come out of the premiums paid for by you and/or your employer. There are two ways to help reduce the cost of health care and the insurance which covers it. 1) We as a nation need to take better care of ourselves and be more healthy. Stop smoking, eat better, exercise more, and take more preventative actions (regular checkups to catch diseases in their early stages). 2) Stop the likes of John Edwards from making frivolous lawsuits against doctors who committed no malpractice, but are sued any time a medical procedure does not work through no misdeed by the doctor. These frivolous lawsuits probably add 25-30% to all our healthcare costs.
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