Thursday, December 30, 2010

If I'm a contractor, is there a way that my client can cover me under their health insurance?

A company is about to offer me an independent contractor agreement (hooray!). Currently, however, I don't have health insurance, and due to a pre-existing condition it's impossible to get insurance at a reasonable rate. What could the company do to cover me under their plan? If needed, I would pay the cost -- the goal is to get affordable insurance. Thanks very much.
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They cannot. They flat out can't. Sorry. You need to either take COBRA from your prior insurer, or get a private plan through a local agent.
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