My wife, me and my daughter are healthy, we don't have and don't want health insurance but we would like to purchase catastrophic health insurance in case one of us gets permanently disabled. My wife is 37, I am 32 and our daughter is one year old.
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OK, you realize that health insurance is different from disability insurance, right? Catastrophic health insurance, a family plan, with a $10,000 deductible, will probably run you guys around $500 a month or so, assuming none of you are overweight. If you're overweight, it can cost a lot more, a WAY lot more.
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