My parents have recently divorced. My father is moving back to Ireland and has to quit his job. My mother, brother, and I were covered under his insurance. But once he leaves the country our insurance will cease. My mother works at home and does not make very much money. We are looking for coverage for the three of us that is not expensive and very low cost as we do not have the means to afford much. We only need it for about a year as I will be graduating and teaching full time as a NYC teacher by next September. *My brother is legally blind, but other than that there are no serious health issues and none of us are tobacco users. *We are hoping to get insurance that would cover quality licensed professionals. *We understand in this economy you get what you pay for, But we honestly do not have much. We are hoping for something affordable without being skimmped on coverage. Thanks :-)
--------------------
Well, those two kids are technically adults. You'd need to go to a local agent, to get quotes. If you want a low deductible plan, it's probably going to cost about $1200 a month, IF your mom is perfectly healthy, and no one is overweight. To get a much cheaper rate, you have to agree to pay the first $5,000 or so out of pocket, in medical expenses, before the insurance kicks in. Obviously, if anyone has anything already wrong with them, the insurance will either most likely not cover it, or they'll refuse to write you at all. Best thing to do, will be for your mom to get a 'real' job, where she can get group health insurance through her employer. After YOU are employed, that won't help your mom or brother, as YOU won't be able to add either of them to YOUR insurance.
Source
No comments:
Post a Comment