Married and insured on a group plan, but things look shaky right now. We both use our health care and have pre existing conditions. I know others have dealt with the same issue, I hope to get some idea if things fall apart.
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Once the divorce is final, an "ex spouse" doesn't qualify as a dependent, and will have to be removed from the group plan. But they WILL get the opportunity to continue for 18 more months, on COBRA, at their own expense. Seperation, or married living apart, doesn't qualify for deleting someone from health insurance. During open enrollment, though, the employee can delete the spouse anyway, if they want to. Don't let communications break down, so you don't get blindsided if this happens.
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