Why is car insurance mandatory but health insurance isn't & why does the gov think there's a prob w healthcare?

The gov already provides healthcare to those who can't afford it and those who can it only costs a few hundred/month which is less than a car payment which everyone has so what exactly is the problem with healthcare?
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Sixty percent of the bankruptcies in the US are due to medical expenses. Almost all of those are middle-class, educated, home owners, 75% of which HAD health insurance. And the bankruptcy filings have increased 50% in just the last seven years. (1) Seventy percent of people with no health insurance are employed full time, but health insurance premiums have increased at more than twice the rate of wages, and much more than over-all inflation. (2) The US government does not provide health care. It provides Medicaid to those over 65, but only the most completely destitute avoid paying the premiums, co-pays, and deductibles. Some states provide subsidized health insurance to low income families, but the same limitations apply. If you're under 65 and much above the poverty level, you're own your own. Most health insurance in the US is tied to employment. Since you're only entitled to twelve weeks of medical leave, if you have a major illness or accident, you will loose your job, and with it, your insurance. My employer offers health insurance. The current premium for an individual is nearly $50 more than my salary. The family premium is nearly twice what I'm paid. Yeah, pretty sure that's a problem ... ;)
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